“How should I invest my savings?”
Receive a long-term portfolio recommendation based on your goals, risk tolerance, time horizon, and existing assets.
Independent financial advice for the decisions that shape your life
Plan retirement, assess a mortgage, structure your portfolio, and decide what to do with savings using clear, personalized recommendations backed by licensed advisor oversight.
How it works
Ask the financial questions that shape your life
01
Share your financial picture
Assets, income, liabilities, pensions, goals, risk tolerance, and investment horizon.
02
Ask what matters
Retirement, mortgage, investing, savings, portfolio structure, and major life decisions.
03
Receive a structured recommendation
Clear reasoning, assumptions, trade-offs, risks, and next steps.
04
Review with advisor support
Licensed advisors support the advice framework and help ensure recommendations remain suitable.
Questions you can ask
“When can I retire?”
Model your income, savings, pension assets, spending, and investment assumptions.
“Can I afford this mortgage?”
Understand affordability, cash-flow impact, risk scenarios, and trade-offs.
“Am I on track?”
See whether your current savings, pension, and investments support your future plans.
“What should I change in my current portfolio?”
Identify concentration risks, unnecessary fees, overlaps, and complexity.
“Should I invest more, repay debt, or keep cash?”
Compare the trade-offs between liquidity, risk, expected returns, interest costs, and your near-term financial goals.
Our principles
Advice shaped by your interests
No product incentives
We do not receive commissions, retrocessions, referral fees, or compensation from banks, brokers, insurers, or fund providers.
Simple and transparent instruments
We focus on products available on public markets, typically ETFs and UCITS funds. We avoid opaque structures and proprietary products.
Long-term discipline
We do not provide trading signals or quick-money strategies. Our advice is built around diversification, cost control, risk management, and patient wealth generation.
Explainable recommendations
Every answer shows the assumptions, trade-offs, risks, and reasoning behind the recommendation.
ADVISOR-BACKED TRUST
Professional guidance, clear recommendations
Licensed advisor oversight
Our advisory framework is developed and reviewed with licensed financial advisors, helping ensure recommendations are grounded in professional standards and your full financial picture.
Structured, explainable answers
Every answer is designed to show the key assumptions, trade-offs, risks, and next steps behind a recommendation — from retirement timing to mortgage affordability and portfolio structure.
You stay in control
We do not take custody of your assets or execute trades on your behalf. You remain with your chosen bank or broker and decide whether to implement any recommendation.
Human review when needed
For complex or high-impact decisions, recommendations can be reviewed by an advisor before you act.
Why choose us
Financial advice built around you, not your assets
| WealthPath | Self-directed tools | Traditional wealth manager | |
|---|---|---|---|
| Personal context | Uses your full financial picture | Depends on the inputs you provide | Usually reviewed manually |
| Cost | Flat annual advisory fee | Low/free, but no advisory responsibility | Often % of AUM, plus hidden product costs |
| Advice quality | Structured, advisor-backed | General and not suitable for regulated advice | Advisor-dependent |
| Product incentives | None | None | Revenue can depend on product choice and turnover |
| Instruments | Transparent open-market products, hand-picked and vetted by advisors | Generic assumptions | May include proprietary/complex products |
| Communication & clarity | Plain-language recommendations and a structured plan you can follow. | Narrow outputs that leave the plan for you to interpret. | Clarity depends on the advisor and reporting cadence. |
FAQ
The essentials, answered
What can WealthPath help me decide?
WealthPath helps you make long-term financial decisions with more clarity — from retirement
timing and mortgage affordability to portfolio structure, savings priorities,
and whether to invest, repay debt, or keep cash. Recommendations are based on your
full financial picture and use transparent open-market products such as ETFs and UCITS
funds where investment advice is relevant.
Who reviews WealthPath recommendations?
WealthPath uses a structured advisory framework developed with licensed financial advisors.
For complex or high-impact decisions, recommendations can be reviewed before you act, so the guidance remains suitable, transparent, and grounded in long-term financial planning principles.
Are you independent?
Yes. We do not receive commissions, retrocessions, referral fees, or product compensation from banks, brokers, insurers,
or fund providers. Recommendations are built around your goals, risk profile, and financial situation — not product incentives.
What do you not do?
We do not provide trading signals, short-term market predictions, discretionary asset management, custody,
tax advice, legal advice, or proprietary financial products.
You remain in control of your assets and decide whether to implement any recommendation.
How is the investment approach different?
We prioritize long-term, globally diversified portfolios, disciplined rebalancing, cost control,
and transparent open-market instruments.
The goal is robustness across market regimes, not short-term prediction or product complexity.
What about costs?
We charge a transparent flat annual advisory fee instead of taking a percentage of your assets.
We do not receive commissions or product compensation,
and you execute any recommended trades yourself through your chosen bank or broker.
Do you take custody of my assets?
No. WealthPath does not hold client assets or execute trades.
Your assets remain with your chosen bank or broker, and you stay in control of your accounts.
Why did you build WealthPath, and who is behind it?
WealthPath was founded by a group of former big tech and finance professionals, startup founders, and angel investors who have seen both sides of wealth creation: building wealth through careers, companies, and investments — and losing value through poor advice, excessive fees, inaction, or lack of attention.
We built WealthPath because we believe good financial advice should not be reserved for private-bank clients — and it should not come with hidden incentives, unnecessary complexity, or excessive fees. Wealth can be lost quietly: by leaving too much capital in cash, taking poorly understood risks, or failing to adjust a plan as life changes.
WealthPath is our attempt to build the advisor we wished we had: independent, transparent, long-term oriented, and supported by modern planning tools and licensed financial advisors.
How do I get started?
Request early access and we will reach out with next steps.
We onboard a limited number of clients at a time to maintain service quality,
advisor oversight, and discretion.